Scams don't always look like scams anymore. A message can sound official, use the right logos, and even mention a real company — and still be designed to trick you into clicking a link, sharing a code, or sending money fast. That's why we built this Scam Message Checker: a simple tool that helps you spot red flags in suspicious messages before you act.

Paste any message you received (SMS, email text, social media DM, marketplace chat, etc.), click Check Message, and you'll get a clear risk score, a risk level, and the reasons it was flagged. Think of it like a second set of eyes — quick, practical, and easy to understand.

What this tool does (and what it doesn't)

This checker is designed to help you answer the everyday question: "Should I trust this message?" It looks for common scam patterns that show up in the United States, including phishing attempts, fake delivery alerts, government impersonation, tech support scams, job scams, and more.

What it doesn't do: it can't guarantee a message is safe or a scam with 100% certainty. Scammers change tactics constantly, and legitimate companies sometimes send messages that look suspicious (especially automated notifications). So instead of pretending to be perfect, the tool focuses on what matters most: flagging risk signals and explaining them clearly so you can make a better decision.

How the Scam Message Checker works

When you submit a message, the checker analyzes it for signals commonly used in scams, such as:

• Urgency and pressure ("act now," "final notice," "within 24 hours")
• Threats or fear tactics ("your account will be locked," "legal action," "warrant")
• Requests for sensitive information (verification codes, passwords, SSN, bank login)
• Suspicious payment requests (gift cards, wire transfers, "friends & family" payments)
• Impersonation language (USPS, IRS, SSA, Medicare, banks, Apple/Microsoft support)
• Links and link shorteners (bit.ly, tinyurl, and similar)
• Phone numbers or "call now" prompts
• Common lures (fake invoices, subscription renewals, prize claims, romance/crypto pitches)

Based on the combination of signals, it generates:

• Risk Level: Low / Medium / High
• Risk Score: 0–100 (higher = more suspicious)
• Why it was flagged: a list of the specific signals found
• Likely scam type: the pattern category that best matches the message

You'll also see extracted items like links, phone numbers, and emails (when present), so you can review them more carefully.

Common USA scam types this tool can detect

Scammers tend to reuse a handful of high-performing scripts. This checker is tuned for common US patterns, including:

Quick red flags you can spot yourself

Even before using the checker, these are the biggest warning signs:

• They rush you. Urgency is a classic manipulation tactic.
• They ask for a verification code. Any request for an OTP or one-time code is high-risk.
• They want gift cards or unusual payment methods. Legit businesses don't collect debts with gift cards.
• They ask you to click a link to "verify" something. Especially if it's unexpected.
• The message feels slightly "off." Weird grammar, generic greetings, or inconsistent details.
• They want you to install software. Remote access tools are commonly used in scams.
• They want secrecy. "Don't tell anyone," "keep this private," "confidential investigation."

If any of these show up, treat the message as suspicious until proven otherwise.

What to do if your message scores Medium or High

If you get a Medium or High risk result, here's the safest path:

1. Don't click links in the message.
2. Don't reply or call the number provided.
3. Go directly to the official source: type the company's website into your browser, use the official app, or call a number from the back of your card or the company's real site.
4. Never share codes (OTP/2FA), passwords, or SSN.
5. If money was sent or credentials were shared, act quickly: contact your bank/payment app and change passwords and security settings.

Privacy note

We built this tool to be helpful without being invasive. You should still avoid pasting highly sensitive information if you don't need to (like full SSNs, full account numbers, or passwords). If you want, you can replace personal details with placeholders (e.g., "XXXX") and the checker will still catch the scam patterns.

Disclaimer

This checker provides a risk estimate based on common patterns and signals. It is not legal, financial, or cybersecurity advice, and it cannot guarantee that a message is safe or a scam. Always verify suspicious messages through official channels.

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