Pay-in-Advance Credit Offers Scams

Companies claim that you've been "pre-qualified" to get a low-interest loan or credit card, or repair your bad credit even though banks have turned you down. But to take advantage of the offer, you have to ante up a processing fee of several hundred pounds or dollars.

Cautions:

The higher they provide you the offers, the greater the risk is, and moreover you should not respond to these emails.

How to find these claims are scams

• First of all a legitimate lenders never "guarantee" a card or loan before you apply.
• These legitimate lenders ask you to pay application, appraisal, or credit report fees, but these fees seldom are required before the lender is identified and the application is completed.
• Also in addition, the fees generally are paid to the lender, not to the broker or person who arranged the "guaranteed" loan.

Feel Free to use our Spam Checker Tool

We are providing the Spam Checker Tool for your convenience. Here your can enter the email or the contact number that you suspect to be a scam. This tool checks it with our spam database list and ensure your regarding the email or the phone number is real one or the bogus.

Report scam to United States government-you could file a complaint about scam or other crime here.