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ATM Card 419 Scam:
The ATM Card Payment Scam is used in conjunction with other
scams, such as a fake Lottery
Scam, Unpaid
Contractor Scam or similar exploits. The victim is promised
an ATM card with which the victim can withraw millions dollars
(up to a large limit per day) at any location that accepts
ATM cards. However like all Advance Fee Frauds, the victim
must pay a fee to receive the card. If it ever is received,
it will not work. A "Replacement card" will be offered,
again for a fee. - NWS
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Auction 419 Scam:
The 419er "wins" an auction on eBay or another auction site,
then "overpays" for the item with a check or money order.
The 419er then asks the target to send him the overage and
the scam segues into Cashier's
Check 419.
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Black Currency 419 Scam:
The 419er has a large amount of currency available to share
with the target, but the currency has been defaced. However,
the currency can be cleaned if the target will purchase
enough of the correct cleaning solution (this type of 419
is also called "wash wash"). Black Currency 419 "tales"
and techniques are commonly used in many other types of
419 operations.
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Cashier's Check 419 Scam:
The 419er has Cashier's Checks or money orders he/she needs
cashed, and the target can keep a percentage of the check
for cashing it and forwarding the proceeds net his commission
to the 419er. Then the original check or money order sent
to the target eventually bounces, and the target is out
the money advanced to the 419er. The target also is cash
out to his bank for any problems with his account caused
by the bouncing of the original check as he must make up
any overdrafts and pay any relevant fees etc. Many other
types of 419 are in actuality variants of Cashier's Check
419.
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Charitable Organization 419 Scam:
The 419er approaches a charitable organization with a request
for help, usually about getting a large sum of money transferred
out of a country in which the charitable organization's
brethren can claim to be persecuted. A percentage of the
proceeds is often offered to the charitable organization
for their assistance. The 419er needs monies for fees in
order to get the monies freed up.
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Chat Room 419 Scam:
The 419 meets the target online in a chat room etc. or through
a dating or instant messenger online service, befriends
the target, and gets the target to advance him/her monies
for various reasons. Often segues into Romance
419 or Cashier's
Check 419.
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Classic 419 Scam:
The 419er has or can gain access to a large sum of money
by some means and he/she needs the financial and personal
help of the target, in return for a percentage of the funds,
to get the necessary transactions processed and get monies
out of the country. Many other types of 419 are in actuality
variants of Classic 419. Also, Classic 419 often segues
into Black Currency
419.
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Classified Ad 419 Scam:
The 419er buys something from a classified ad and then pays
with a bad check or segues into Cashier's
Check 419.
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Disaster 419 Scam:
The 419er says someone has been killed in a plane crash,
earthquake, tsunami, or other disaster, leaving a large
sum of money behind which can be claimed by the target or
split between the target and the 419er if the 419er can
be advanced the monies necessary to process the transaction.
Often segues into Black
Currency 419.
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Employment 419 Scam:
The 419er "employs" the target to process financial transactions
for a commission and has the target advance the net proceeds
of these transactions to the 419er before the checks sent
to the target bounce (segues into Cashier's
Check 419). Also, another form, where the 419er offers
a lucrative job to the target but certain fees must be paid
up front by the target to get the job.
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Extortion 419 Scam:
The 419er says that if the target does not send him money
the 419er will hurt or kill the target and/or his family.
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Goods and Services 419 Scam:
The 419er orders goods or services advanced to him on credit
and then does not pay or pays with a bad check, often segues
into Cashier's
Check 419.
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Inheritance 419 Scam:
The 419er informs the target that someone has died with
no relatives to claim the large cash bequest left by the
deceased. Often, the 419er says that if someone does not
claim the money it will revert to the Government and no-one
will get it. The target is asked to "stand in" as a relative
to claim the money, with the 419er taking care of all the
details, and then split the proceeds with the 419er. The
419er needs monies for fees to get the target declared the
rightful inheritor.
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Lottery 419 Scam:
The 419er says the target has won a lottery, but fees and
taxes etc.must be paid before the proceeds can be released.
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Oil Scam 419 Scam:
The 419er has secured a large amount of oil at below market
prices, and the target can get in on the deal for a fee.
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Real Estate 419 Scam:
The 419er wants to buy real estate, but cannot free up his
monies just now to do it, so he asks the target to advance
him/her all or some of the funds for the purchase in return
for partial ownership of the real estate or a large future
fee to be paid to the target.
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Recovery 419 Scam:
The 419er claims he/she can recover monies lost by the target
in a previous 419 operation, but fees must be paid in advance
to accomplish this.
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Reload 419 Scam:
The 419er approaches a target who has already been 419ed
and offers the target another type of 419 deal to enable
the target to "replace" his/her lost monies or the 419er
claims has can bring the previous deal to fruition, if necessary
fees are paid by the target.
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Reshipper 419 Scam:
The 419er will attempt to obtain stolen merchandise for
personal use or to sell. Because many companies will not
send merchandise to Nigeria or Eastern Europe due to warnings
about stolen credit card purchases, the scammer must find
an in-country person to receive then reship the goods. Click
the link for a complete description.
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Romance (Love or Dating) 419 Scam:
The 419er is in love with the target, but needs money to
clear up various problems the 419er is having before he/she
can be with the target, often segues into Cashier's
Check 419.
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Unpaid Contractor 419 Scam:
In this variant of the Classic 419 Scam Advance Fee Fraud,
the scammer will claim to be with the Central Bank of Nigeria
(CBN), the Nigerian National Petroleum Company (NNPC) or
some government ministry. The name of CBN president Charles
Soludo is often used in this scam. The victim is told to
pose as a contractor who has not yet been paid by the Nigerian
government from a "completed project". The money is to be
split between victim and the scammer. Paynemts from the
victim will be required to participate in this crime.
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War Booty 419 Scam:
The 419er says he is a trooper who has stumbled across a
large sum of war booty and will pay the target a percentage
if the target helps him/her personally and financially to
get it out of the country. Often segues into Black
Currency 419.
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Will Scam 419 Scam:
The 419er informs the target that a distant relative has
died leaving a large sum of money which the target can inherit
if the proper fees are paid.
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NOTE: Nearly all forms of 419 are Advance Fee Fraud
It is a common canard that 419ers "reach into their target's bank account" end
empty it. That is not how 419ers operate. 419ers count on their targets to
VOLUNTARILY send funds to the 419er, for whatever reason.
Nigerians have come to commonly use the term 419 to refer to all types of
cheating, misrepresentation, embezzlement, graft, bribery, corruption,
trickery, and anything that is not on the "up and up" - However, 419
Technically remains the "obtaining of money or goods by false pretence" and is
considered to be a primarily West African variant of Advance Fee Fraud (AFF)
crime. |
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